Fast Title Loans in California

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Apply for a Car Title Loan in CA – Call US Today

A title loan can be a great way to get the cash you need quickly. There are a lot of ways to get yourself the cash you need to make a large purchase or cover a financial crisis, but your options can become increasingly slim if your credit score isn’t up to snuff. Even if you have less than fantastic credit or FICO score thats ok – we can approve you without the need for a credit check. We have a 24 hour phone service where we can take your call, and help you get the cash you need when you need it, and best of all this can be done completely online.

There are options available to those with even the worst credit scores. One of those options include car title loans. But what is required for a car title loan and how do you get one? The answer is actually quite straight forward.

How Does it Work?

Before we go into what you need to get a car title loan, let’s go over what they truly are.

Car title loans are a form of secured loan that is based off of the value of your car and equity you have in your car. If you are looking to get a car title loan, simply search online and find the best title lenders in your area.

 

Fast Cash even with Poor Credit

When you start your application process, your car title lender will evaluate your car and give offer you a loan based off of the value of your car. Your loan will not be worth the total value of your car, however. Car title loans are typically worth somewhere between 30 percent and 50 percent of the total value of your loan.

When you take out a loan, you will also be given a payment term in which you have to pay back your loan in full. Car title loans are generally short-term and their payment terms typically last anywhere between two weeks and a month.

The answer to this question depends heavily on which lending company you end up going with. Some companies have specific requirements. Overall, you can expect to be asked to provide information on the following list.

  • You must be at least 18 years old
  • You must be able to provide a government issued ID.
  • There must be no liens on the vehicle you are borrowing against.
  • You must own the vehicle outright.
  • You must have the original title of the vehicle.

If you think this information sounds really easy to provide, you’d be right. Car title loans are famously easy to get, which is what makes them so popular, and also what makes them so dangerous.

Get Started Now

Cash is only a click away. We offer a convenient service where you can apply for a title loan online or from the comfort of your home. Photos can be sent from your smart phone of the documentation and the vehicle condition – saving you needing to come in. While you might be ready to jump online or jump into your car and star applying for a car title loan, you should know that some lenders are far stricter in terms of the documentation they require before they approve you for a car title loan.

One other thing that you might need in order to get a car title loan is a proof of income. If you do not have a job, have no fear. You can use things such as disability, pensions, a retirement fund, social security, or unemployment benefits can also serve as a proof of income.

California Car Equity Loans

If you need a loan, you’ve come to the right place. If your loan is fully paid off or even partially paid off that means you are in a good position to apply. Interest rates are generally much lower  than payday loans. Even if you have been refused in the past or have bad credit, contact us, a lender of choice for many customers. We look at the KBB (Kelly Blue Book) Value of the vehicle and use that as a guide by looking at your vehicle age, vehicle mileage and current resale value. Loans can be provided up to $50,000 and we are able to fund you in less than 24 hours. We aim to make our process as simple and as hassle free as possible.

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